THE CLEAN ROOM · FOREIGN-OWNER COMPLIANCE
Foreign-owned U.S. company? Avoid the reporting problem.
In 2025 the U.S. dropped a major ownership-reporting rule for domestic companies — and many foreign owners assumed the issue was behind them. It isn’t. The obligations that carry the real penalties are still in force.
FORMS
$25,000
is where the IRS penalty starts — , every year it’s missed. Most foreign owners don’t know it applies to them.
WHY IT’S EASY TO MISS
You can’t catch a problem your books can’t see.
These obligations don’t show up on a standard P&L. They hide in how money actually moves, a transfer from the parent, a loan from the owner, a payment to an entity abroad.
When your books are fragmented across entities and no one watches related-party flows, exposure builds silently. The gap isn’t that owners are careless — it’s that no one owns the data closely enough to catch it.
WHY IT’S EASY TO MISS
Cross-border flows, kept clean, documented, and audit-ready.
Entity & owner map
A clear picture of who owns what, and how it all connects.
Related-party flows, tagged
Intercompany transfers, management fees, owner transactions, in your books in real time.
Shareholder-loan tracker
Every cross-border balance accounted for and current for your company.
Registration & BOI workflow
Foreign-registration and beneficial-ownership questions handled on a schedule.
Forms calendar & pack
The documentation ready before it’s needed, coordinated with your CPA.
Owner-withdrawal policy
In your live dashboard: always know what you can take out, documented when you do.
In plain English: Beneficial ownership = who really owns the company · related-party = money moving between you and connected entities.
THE MOAT
Most firms only warn you. We fix it — because we own the data.
A firm that doesn’t run your books can only flag risk after the fact. We classify each related-party flow as it happens, lock in the treatment, and keep watching — so exposure never builds in the dark.
A warning lets you hope you’re compliant. A system lets you know you are.
FREE RESOURCE
The SBA-Readiness Checklist
The 10 documents underwriters expect — in order. Get the package right before you apply.